AllLife Insurance is a niche insurance provider that emphasises individual
and personalised customer service, focusing on the details of your insurance
needs, rather than providing one-size-fits-all packages alone. It specialises
in life insurance, specifically for people living with HIV/AIDS. Lately it has
also added similar products for those with diabetes. When it comes to more general
life insurance it also acts as a life insurance administrator, administering
life insurance products on behalf of insurance provider Centriq Life Insurance
Company, which itself makes up part of the insurance services provided by Santam
in tandem with Kagiso.
AllLife Insurance Website
On the AllLife website you can request a free quote, download application forms or read up about their products.
AllLife Insurance makes the most of its unique insurance product positioning,
as it is one of the first companies worldwide to offer those comprehensive life
insurance products to those living with HIV/AIDS. This comes in the form of
direct life assurance policies, and the company also provides services that
allow such people to be able to obtain home and business loans. In this way
it not only makes life insurance available and affordable to this sector of
the population, but also makes a valuable direct contribution to the betterment
of quality of life and access to financial services for them.
Given the demographic and financial circumstances of the vast majority of people
directly affected by the HIV/AIDS pandemic, of necessity the products offered
are tailored for the entry level of the insurance market. Affordable, low cost
insurance is a must for this demographic, and these are key features of the
products that the company offers.
Its products are also linked with health management education and programmes
that are aimed at assisting policy holders to manage their health and life quality
in a proactive way, as part of dealing with living with the disease.
Within the central life assurance package for those with HIV/AIDS are 3 products.
Firstly we have the Advantage Term Life product - life cover for a 10-year period.
The lowest cost policy, it is primarily aimed at looking after dependents. Secondly,
there is Advantage Whole Life, providing life insurance for an unlimited period.
Within this is a choice of taking escalating or fixed premiums. Thirdly, there
is Advantage Loan Protector, giving cover for policy holders` debts. In addition,
policy holders can take out Advantage Disability Cover with all these three
For diabetics there are Essential Whole Life Cover and Essential Loan Protector
Life (similar to the ones for HIV/AIDS).
- Life assurance for HIV/AIDS
Advantage Term Life, Advantage Whole Life
- Life assurance for diabetes
Advantage Whole Life
- Disability insurance for HIV/AIDS
Advantage Disability Cover
- Loan Protection insurance
Advantage Loan Protector Life for HIV/AIDS and Essential Loan Protector Life
BEE AND CSI INFORMATION
The company makes a direct contribution to one of the most pressing community
issues in the country, by insuring those living with HIV/AIDS. As such one could
almost see the whole company as being involved in a CSI initiative.
Toll-free telephone: 0861 255 5433
Fax: 0866 126 595
39 Wierda Road West
P.O. Box 787159