Please note: The information in this review is no longer applicable as AA no longer sells any form of insurance products.
AA Insurance Website
On the AA Insurance website you can discover their broad range of insurance products and buyer benefits as well as request a quote.
AA Insurance is provided by probably the most trusted name in the vehicle
sector in the country - the Automobile Association. The organisation has eighty years
of experience when it comes to helping motorists in South Africa with all
aspects of owning and operating their motor vehicles, and it has a wide and
comprehensive service network that is at the disposal of its customers. As such,
to provide insurance on top of this is a completely logical step - and as a
consumer you have the peace of mind that comes from knowing that this is a
long-standing and trustworthy provider, that has lots of experience, and is
known for it`s customer care.
As you would expect with AA Insurance, the focus is almost completely on
vehicle insurance - there are core products as well as plenty of value added
extras that can be provided via the company`s other service arms. There is also
insurance to help with vehicle financing problems that you may encounter.
The central feature of its offerings is vehicle cover. This is a
comprehensive insurance product that includes cover for accidents, vehicle
damage, and theft and hijacking. In addition to this cover, you can also get
free value-added services, like vehicle towing and storage, car hire in the
event of an accident, and commission payback. As has become pretty standard in
many sectors of insurance, you also get rewarded for taking preventative
measures - for instance, you get a discount on advanced driving courses.
Your AA insurance will also provide:
- AA membership included if you are not already a member
- Comprehensive motor and home insurance
- 80 years of trusted motoring support
- Fixed premiums for a year- even if a claim is made
- Installation of a vehicle recovery system if required
- No fine print
It doesn`t stop there though. The company will also pay for a tracking device
to be installed in you car in line with certain policy requirements, and you can
pay your monthly instalment on this as part of your car insurance premium. Then
there`s additional insurance available for mechanical breakdown, and even a
service plan option for your vehicle.
You can also get insurance policies to cover other aspects of owning a
vehicle, like credit protection insurance. This is a policy that protects you
should you not be able to make car payments for a certain period as a result of
disability - be that temporary or permanent. It also covers any inability to pay
as a result of hospitalisation or retrenchment.
Then there is credit shortfall insurance - should your car be written off
while you are still paying it off, the insurance will cover the difference
between you main car insurance policy payout and the actual amount that you
still owe, if applicable.
Finally there`s a basic home insurance option as well - where you get cover
for buildings and household contents.
- Vehicle insurance
Comprehensive vehicle insurance - accident, damage and theft.
- Credit protection insurance
Cover against not being able to meet vehicle payments through disability,
hospitalisation or retrenchment.
- Credit shortfall insurance
Extra cover in the event of your car being written off and the insured
amount not covering the amount you still owe on your car finance
- Basic household insurance
This covers buildings and contents
BEE AND CSI INFORMATION
The AA has instituted a comprehensive BEE programme and has a long history of
being centrally involved in many community initiatives around motoring.
In fact it is an insurance company that has grown out of a community service
business, rather than the other way round. The AA`s profile is well-known and
widely trusted in this regard.
Enquiries: 0861 A FRIEND (0861 237 436)
Tel: 011 277 0000
Fax: 086 679 6351
PO Box 30926
Insurance driven by the AA is underwritten by Auto & General Insurance Company Ltd, an authorised financial services provider (FSP licence number: 16354).